It will make the loans more valuable if you ever decide to sell them and decreases the chances of default. 

If you ever need a second opinion of ARV's in The Springs, I work with many investors and could give you an honest opinion of values in the area. 

About me, most of my assets are RE but in another market so I would be diversifying in that market.Potential for appreciation is very uncertain: prices have risen a lot locally lately and are as high as they have ever been, and it’s unlikely higher prices would be affordable by locals.

Truly sweeter than any coconut I have ever drank before. 

Sound like Fund & Grow business model for $3500 for the year.  

This is verified based on the good schools, department stores opening up (Costco, Target etc.) as well as verified investment from Jerry Jones (Dallas Cowboys owner) and the city to grow the population.

Many of our competitors would have walked away, leaving us with the upper hand.If you have the right mindset and the right resources, properties that others shy away from can become some of your best deals.Have you ever dealt with a property that took months to resolve?

Don't ever invest or buy on FOMO- make sure your numbers work.

I’m not entirely sure I’ll ever be able to get her on a mortgage because she’s just so adverse to having debt.

That is who you want.The best contractors will never, ever be on Yelp.