They re-invested cheaper money to a productive economic that generates higher income.Now from Buffet and any other big time investors prefer to invest at cash position (CD).

Essentially they are cheaper DSCR loans.

BUT there is a reason that it is cheaper in rent.

That's ludicrous.Offer to replace the wall anchors with your cheaper version.

we build ground up and don't collateralize anything. we build at a discount in Columbus Ohio and we build cheaper than every builder I've seen in our market and because of that we make each person self fund a retainer account. we don't extend any credit to anyone. opposite of what you are saying. builders that bring value call the shots. 

@John Vela-Garcia Hey John, often times you will find that it is cheaper/faster to do a renovation on an existing home as opposed to building a new one.

If you have the credit you say you have, getting a unsecured line of credit will be no problem at a local bank, and will be a lot cheaper. 

I will be patient and wait months, still cheaper than replacing all carpets. 

Maybe in other growing markets in Florida where land is cheaper and prices are more reasonable?

Interest it's always cheaper but when you are starting people will be more interested in getting equity in your deal.