Thanks @Daniel Alhadeff, when you say operator are you referring to an assisted living administrator?

Your agent should be able to assist with this, but typically you need estoppel agreements to transfer the lease from the existing owner to yourself. 

This might be due to subsidy or assistance programs where payments are deferred or not required under certain circumstances.Verify Loan Terms:Contact the lender or servicer handling the HUD loans to get a clear understanding of the terms, especially regarding interest, payments, and any special conditions tied to these loans.Consult a Real Estate AttorneyGiven the complexity of dealing with multiple HUD loans and the potential implications for your “subject to” deal, consulting a real estate attorney or a knowledgeable real estate professional is highly recommended.

Thanks @Noah Bacon and @Alexandra Hughes Pailet for the assistance!

Pros:- Semi guaranteed payments - Can off set some risk - Property has to be kept to a certain standard to pass annual inspectionsCons:- Our data shows higher maintenance and CapEx costs on a per unit basis for section 8 or other assistance programs- People can fall off of payments -Inspectors can at times be over the top zealous -Higher % of tenant issues not related to payment of rent in these units. 

We’d be glad to assist you as you get started on your investing journey.

("A real estate broker, for the purposes of this article, is defined to be a person, firm or corporation who, for a fee, commission or other valuable consideration, or by reason of a promise or reasonable expectation thereof, lists for sale, sells, exchanges, buys or rents, or offers or attempts to negotiate a sale, exchange, purchase or rental of real estate or an interest therein, or collects or offers or attempts to collect rent for the use of real estate or solicits for prospective purchasers or assists or directs in the procuring of prospects or the negotiation or closing of any transaction which does or is contemplated to result in the sale, exchange, leasing, renting or auctions of any real estate . . ."

I personally did not use an assumption company to assist with the transaction, but that is an option if you encounter a lender who is not too thrilled about helping you through the process.I was able to assume a loan with a 3% rate during a time when rates where in the high 7's! 

@Enrique MendezTo reduce mortgage payments, consider FHA, VA, USDA, house hacking, conventional loans, seller financing, lease options, partnerships, down payment assistance programs, creative financing, and DSCR loans.

If you need further assistance or have more questions, feel free to reach out.