Don’t forget to include the cost of the loan servicer. 

I agree with the others.

The sinks and faucets didn't, but the tubs and toilets did. 🤔 After having the plumber come back a couple of times to try to remediate, we brought in a different plumber that provided 2 other possible remediation things we could try.

Lenders typically require a resume for the GC involved in the borrower's project to assess their qualifications.When it comes to a GC getting funding for their own projects, while some lenders will take your experience as a GC or builder into consideration, most primarily look at your track record as a borrower on title when determining approval and pricing.That said, if a lender deems your experience sufficient, they may allow you to act as the primary GC on your own project instead of requiring you to hire a more experienced GC. 

The investors with the most units and most experience could just as likely be in flip flops and a Jimmy Buffett shirt as jeans and a polo.

I'd be happy to meet you over there and give you my opinion if the foundation work and remodeling is worth the expense.

What happens when new investments stop coming in? 

Rents have gone up but nowhere near enough to overcome it. 

What other costs are actually there that aren't coming up in my search that don't exist when simply filing for exemption?

Unless you have an immediate need for the cash I'd wait until I could pull out the extra $40k.