Here’s how I’d approach it:For the 9.5% Loan: Refinancing into a DSCR loan makes sense to lock in a lower fixed rate, especially if your goal is stability and better cash flow.For the 7.25% Loan: If the local bank's investment HELOC offers a competitive rate, consider it for flexibility.

We've got an exciting new program here at BiggerPockets.

Alex,There are a few other options when it comes to your situation to get the cash out of the home. 

Quote from @James Wise: Quote from @Bruce Woodruff:  I still find the Forums almost as fun as ever, but I'm just here to have fun and offer advice where I can actually provide any useful help....Lol....Yes, the search feature is not great, but I find that true for most forums....?

Not sure if I'm doing something wrong but the map here used to shaded in terms of the filter selected (i.e.

Let me know if you need anything and what projects you may be working on and I may be able to help out.

The previous owner actually offered it to the tenant, which in turn, they reached out to me.

Ask to look at 3-4 years worth of taxes before deciding on your property.

I agree with everyone posting on this topic here @German Fernandez, @Tyler Munroe, @Deirdre Lizio.

I am not sure if I should stay local to my market.