Now the job is almost done and management company is asking me for work compensation and insurance say I have un-authorized job done.  

New construction properties can qualify for significant insurance discounts, but otherwise, I generally expect insurance in this area to run a little over 1% of the property’s value if it’s in decent condition.Feel free to DM me if you’d like a good insurance contact to shop around for a better rate.

That being said, every FHA loan has UFMIP which is 1.75% of the loan amount, as well as monthly mortgage insurance pmts that are about 0.5% of the loan amount annually.

Flood insurance is expensive and will be more expensive in the future, as they try to raise premiums to cover the claims. 

@Chungying ChuIf you want more liability coverage, ask your insurance company if you can increase it.

Usually when I close on a house, the insurance company sends out somebody to do a visual inspection.

The insurance company was about to close their claim- without giving out the funds because the insured couldn't find anything to purchase to meet the insurance company's requirements to recieve funds.

Do you not have insurance?

Debt Service Coverage Ratio (DSCR) loans, which are popular for investors, may see changes that limit their accessibility.

Not one member has ever said an LLC saved them when a standard insurance policy.