Originally from San Marcos, TX I have been loving the Cali weather. 

Depositing it at a local bank seems the path of least resistance - then you’re not waiting for a check and going to the bank/sucking up your time.

If you are considering converting the garage it will depend on your local market, generally I don't think it is a good idea because people want a place to park their cars out of the weather. 

Assuming anything other than hostility and resistance is not logical.

I'm trying to rent my 2nd floor in my owner/occupy, but I'm running into some resistance on my heat utilities as I have oil heat/hot water.Currently I am including water/sewage but tenant would pay electric/heat/hot water. 

I am hoping someone can give me some type of review on him and let me know weather he is legit or not.Thanks for the help guys!

You have weathered business cycles, made countless mistakes and learned from them.

The reason I'm resisting this is because I found out that she was having other people live with her that weren't on the lease for extended time.

Will you check Cleveland weather all winter from sunny FL worrying about snow, freezing pipes, if your downspouts are working? 

While the Laminate is highly scratch resistant and water resistant with good resale value it does have an issue with spills being left on the surface for a period of time.