If your Realtor is anything like me, they want to spend any marketing funds where the most eyes will be. 

They do follow the traditional process where disclosures are sent out to the borrower.

I know nothing about the properties, where they're located, or what carriers have already been approached.There's not really a such thing as supplemental coverage for this situation.I hope you find what you're looking for.

However, you can defer taxes under §1033 involuntary conversion if you elect to reinvest the proceeds into a similar rental property within two years (three years if the government condemns the property or threatens to do so, and four years for a principal residence in a federally declared disaster area).To reduce taxable gain, consider:Electing §1033 treatment and reinvesting the full $300K into a new rental property to defer taxes completely.Partial reinvestment, where only the portion not reinvested is taxable.Properly documenting all replacement costs and property details to ensure IRS compliance.Using cost segregation on the new property to accelerate depreciation and offset future taxable income.Since the §1033 election must be made, consult a tax professional to ensure compliance and maximize deferral benefits.This post does not create a CPA-Client relationship.

Our out of state investors first came directly from our circles of influence in Denver where I lived and Florida where my older brother lived.  

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

The taxes and insurance sound like where we are in St Augustine and NY. 

Where in KCMO are your SFRs?

I think the thing you have going for you is your religion; you have to know some other folks of your faith and where you can find like-minded individuals.

This is where you live in one side.