A woman's 2 cents...a bench is awesome for shaving legs fyi.

and a neat shave will go a long way whatever you wear.I'm with the business casual group on this one.  

Bring value to your mentor and they will add value to you, I have linked with an investor in my area who has shaved years and thousands of dollars off of the learning curve, and was the best decision I have made.  

An Ice Cream / Deli  restaurant which has been there since 1994 and the building was built in 1951.

I agree with him that you should do a podcast ... will never happen, though, I'm affraid ... besides the skype problem, you'd need to be a professional BMX biker or commercial fisherman or something more interesting that has been doing REI on the side for a year or two and talk about puppy dogs and ice cream and how wonderful and low risk it is to invest out of state in a high cash flow market rather than a lowly, evil, speculative, local west coast developer and lender with decades of experience.

The general rule of thumb is that the sponsor(s) have 10% of the loan amount liquid and a net worth equal to the loan amount, but not all. 

What crack head vegetable brained loan officer(s) have you been talking to? 

Generally speaking adding $100 to your payment can shave 7 years off a 30 year loan.  

Gotta change that.You need a way to prioritize what you find.All sales are best handled with a system for disqualifying opportunities. this means, you need a way to sort the high shot deals from the batch and, more importantly, eliminate the cream of the crap.I use the PETIO system.

I like the trim color at least in the picture as it looks cream.