Developing the whole project and bringing value to every phase is a bit of our secret.

I’m sure specific areas are all kept secret or maybe closely guarded, but do you have any maybe larger neighborhoods or even cities in the east bay I should evaluate? 

Sorry that is one of our best kept secrets (they are not big enough to handle more and not really looking to scale). 

If they are in our system we have the template at our bank.. we make a request via e mail.. bank calls ME I have to give my secret code.. they run over the basics of the wire and send it out.If its a first time wire.. my office will call the title company or lawyer were we are sending funds.. and verify in writing..

I do not have any great secret to share since I do not actively buy and sell real estate, but I do have some questions for you to consider:Is your main objective to make as much money as possible? 

I always purchase a listed property from the listing agent and never use an outside agent. During the last run on property 2000-2007 I lost so many properties because of unscrupulous realtors. I mean realtors were r...

As far as insurance goes, there's no secret that a claims department's role is to figure out how not to pay your claim. 

Again, other might feel differently here.b) Skin in the game: as a conservative investor, I understand that the dirty secret of industries that the waterfall compensation is in the line with me and incentivizes sponsors to take more risk.

I don't think the waiting period that most lenders require is a secret.

There's no secret or magic to investing in real estate- you've answered your own question.