While a single stall garage might be only a ~10k adjustment on an appraisal depending on your local market, the lack of garage can kill market value which is harder to predict.

I think 25k to furnish, stage and stock with essentials (linens, towels, kitchen, etc.)

agree over the long term real estate should outperform stocks.

I love helping people and truly do enjoy my job, but I am already at a young age topped out for compensation and in this field with insurance reimbursement structure the way it is, I am likely to not move up much at all in the future unfortunately.I have always loved personal finance and after accruing ungodly amounts of student loans and navigating paying them off all while efficiently investing in the stock market as well as now real estate I have not only realized how strong my interests are in this area but also my personal skills align in financial planning and personal finance.

I think we could all agree there are basically three answers:A) Stay the course - keep adding 10 bps for each year held based on stabilized market cap rateB) Take a little risk - use the current market stabilized cap as the exit cap tooC) Throw caution to the wind - use a cap rate that is less than the current market cap (*If you pick this answer what method are you using to predict a cap rate)Which answer would you pick and why?

No one has the crystal ball, but this is a prediction I currently have.

I have a decent 401k that I do not want to leave in the stock market.

Last month, we predicted that the growth in pending listings would slow, and this materialized in May.

My question is whether it makes more sense to put 10% down so that I can have more liquid cash to use for stocks/bonds/HYSA or if it would be better to put 20% down to get more cash flow/lower mortgage.

; c) invest in passive multi-family REIT type situation; d) stocks (or take a chunk of the $200K at least); e) some crypto I'll report back when my books get cleaned up for more clarity.