I would describe them as cumbersome, expensive and typically totally unnecessary. 

Based on my potential tenants information I described (450 credit score, many collections accounts, late payments, etc. within her credit report) is this someone that you would turn away or allow a co-signer?

What works for me is; it is always 2 letters lower than how the seller describes the property.

And most of the skills you describe (logical thinking, reasoning) one can obtain by just reading and practical experience.Also, I didn't say degrees themselves were a scam.

Can you give us a couple company names that will do what you've described?

The DOB seems to be describing only the main building.

if he has been a good tenant as you described.. would it not be fair to let him know your not going to re do the lease ?

The loan terms as you describe them are mostly likely the result of an aggressive small bank, and the previous low interest rate environment.

Describe your process for managing a moderate property renovation (How is the status of the work tracked?

Now according to the FEMA FIRM, this ditch and the land adjacent (the 2 houses described above) are in the 100-year floodplain (which i think is ridiculous bc we've had several floods exceeding the 100-year in my life and it has never over-topped...there are steep embankments on either side that help with flood conveyance).So, the neighbor is looking to sell off market and has given me the chance to offer.