probably not - just be patient with me, I am new and barely have enough information to know what to ask :)

My name is Loc Nguyen I barely turned 20 :D I little about me i am interested in real estate but as of right now I am going to school and working i have decided to start investing maybe at the age of 22 or 21 , right now I am taking advantage of living rent free and saving up money for future investing.

Bare minimum is how many years, credit score, & what are the payments in what time frame, like 1 monthly payments or quarterly, etc.

I tried the technique on a deal 2 years ago and the buyer I found barely qualified then pulled out because they were first time buyers with no money - I ended up losing the deal as a result.

You can barely rent a decent little house in my area for that price and Al Pacino is nowhere near!

We started paying as we went but then we decided it was better to save it up in a high-interest-baring savings account and for every $5000 we'd save, we put it into a 3-month CD.

Rob, Being able to finance up to 75% is good in this market....a lot better than most hard money lenders I know (who are barely surviving).

Some of the hard core investors may not agree - that is fine.For the first vacation property in each geographical area - I agree with you.Adding a second or third in the same area, however, bares further thought as per some of the posts submitted here.

Several people have provided great feedback here and given some solid strategies that anyone can use in their business.I for one, know of several people who solely use the internet for their lead generation and they can barely keep up.

It looks as though it started in the kitchen or bedroom on one side of one of the apartments, and kind of spread out from there (the other downstairs apt. barely got any .)