This has allowed me to keep moving my retirement account towards full vesting age as I’m not quite there yet.

If you were my age again in this situation what would you do or do differently than stated above?

I am a middle aged woman looking to get into real estate.

The answer is clearly yes, not to be fair the 2010’s were probably a golden age for re investing, this is an especially tough period, so that gap feels huge, some of this is just a result of the pandemic and subsequent inflation, some of this is by design, the Fed wants to restrict investing and for you to put money into tresuries and cd’s not real estate & stocks.

In an age where amazon and yelp reviews can make or break a business, reviews are really important. 

A lot of the time it depends on the actual credit score, the age of your credit, or the inquiries/events shown on your credit report. 

Since you are just starting out at a young age (which is great), I would recommend a house-hack.

Replacing a roof is a significant expense, so I look at the age, condition, and quality of the roof closely.Sewer line.

Berkshire Hathaway Guard canceled due to age of property.

That's a great achievement at such a young age.