Best place to start is reading up in the forums, buying a book or two, listening to the podcast and attending your local REIA.

You are still going to get the best rate possible with your significant down payment and with good credit I'm assuming.   

The property, though is not beach front, nor does it has ocean view, is just a short drive from some of the best beaches in the west, which are great for surfing, snorkeling, SCUBA diving.

I am a very active realtor in both the Kansas and Missouri side of the CASEY metro, and I frequently work with local and out-of-state investors, helping folks find small multi as well as STR compatible homes.

I have called some local lenders (I prefer to deal with local banks if possible), but have not gotten very far.

@Chris Lin,Thank you very much for spending time with me on the phone last night. 

If losses strain your finances, selling might be the best move, but optimizing rental income or tax deductions could make holding worthwhile.This post does not create a CPA-Client relationship.

I am able to help family friends in a very unfortunate situation and also help them put money in their pocket to help get out of debt and off to a fresh start What was the outcome?

I am able to help family friends in a very unfortunate situation and also help them put money in their pocket to help get out of debt and off to a fresh start What was the outcome?

What’s the best solution for them?