On the other hand, I've been a lender for over 30 years and I can say for certain that past predicts the future when it comes to paying bills.

Then the tenant will rant a bunch of nonsense, have no evidence to back up his stories, and the judge will find in your favor based on the evidence provided by you.For future tenants, I highly recommend you read a book like mine or "Every Landlord's Legal Guide" by NOLO.

We had vacationed there for years and viewed it as a place for future retirement.

If one can determine with relative certainty that today's tax rate is less than expected future tax rate then Roth makes sense.

Stanley,Welcome to the BP forum and good luck on your REI future. 

At the same time, serving notice seems like the right move for your peace of mind and future plans. 

The last thing you'd want to have to do is manage your future partner since you question their decision making or experience and you've already invested with them. 

I've decided to stabilize it and pay down the mortgage for a while and reassess in the future what my plan is. 

@Chris Kay beleive you can do DSR loans without a job as they qualify the property, not the borrower.You'd still need 20-25% down though.That's where you have a decision:- Pay down the mortgage, setting yourself up for a future refinance to free up your VA Entitlement.OR- Save up for your next acquisition.Only YOU can make that decision as you have to be comfortable with the increasing debt-load risk and the additional time to manage everything.

Protecting yourself from any future issues will require a good understanding of the situation your house is in when you buy it.Tl;dr: crime here is relatively low, declining population numbers don't take students into account, properties are cheap, rents are high BUT be careful where you buy.This concludes my TED Talk, ha!