Quick heads-up: Starting January 4, 2025, Pennsylvanias Act 52 requires anyone involved in wholesaling real estate to be a licensed agent.

But I'm looking over numbers and I'm starting to think it may have always been a bit of a unicorn that appeared once when the stars aligned, but otherwise doesn't really make sense under MOST conditions.I've nerded out a little and ran numbers comparing interest rates, P+I payments, and initial principal balances and I've found with MY assumptions, that the 1% rule is actually NEVER a valid filter. 

That way, they feel locked in while waiting for the rule to clear.Just communicate—if they really want the house, they’ll likely wait rather than start over.Good luck closing the deal!

I recently moved to Barcelona with my gf and two dogs and we are considering starting our real estate journey with our first investment property either in Barcelona or Valencia.

I am just getting started, but willing to learn as much as possible.

This is where I started as well, and then about 5 years later I was able to leave my W2.

On the other hand, several states require a license to make business-purpose loans.

There a handful that can do lower  than 620 at 50% LTV, however the rate will be very high My current score is around 670-680.

Quote from @Rushi Shah: Hi everyone, my partner and I are renting right now and looking to start our landlord journey.

Starting looking for opportunities last Fall and so far it's been terrible.