And not even posts where users give me and/or BiggerPockets negative feedback, no matter how much I do not like the posts, or how untruthful I personally feel them to be.

You're in the Ohio market where it's definitely possible to team up with maybe a sibling and get a property when you're 21 ish.

The one aspect I'd say where planning can really provide benefit however is with tax planning.  

@Charlie Krzysiak  Some of these places like Little Elm are a little far out, but may also give you the chance to do 100% financing with USDA loan when you are ready to buy.Do you know where you will work yet? 

They do follow the traditional process where disclosures are sent out to the borrower.

However, you can defer taxes under §1033 involuntary conversion if you elect to reinvest the proceeds into a similar rental property within two years (three years if the government condemns the property or threatens to do so, and four years for a principal residence in a federally declared disaster area).To reduce taxable gain, consider:Electing §1033 treatment and reinvesting the full $300K into a new rental property to defer taxes completely.Partial reinvestment, where only the portion not reinvested is taxable.Properly documenting all replacement costs and property details to ensure IRS compliance.Using cost segregation on the new property to accelerate depreciation and offset future taxable income.Since the §1033 election must be made, consult a tax professional to ensure compliance and maximize deferral benefits.This post does not create a CPA-Client relationship.

I know nothing about the properties, where they're located, or what carriers have already been approached.There's not really a such thing as supplemental coverage for this situation.I hope you find what you're looking for.

This is where you live in one side.

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

Our out of state investors first came directly from our circles of influence in Denver where I lived and Florida where my older brother lived.