My properties acquired in pre-2013 are doing well and they kind of fell in my lap.

Has anyone had good or bad results from trying out credit report and score businesses that aim to improve credit and help in the journey to gaining a pre approval for a mortgage?

To use it, understand occupancy requirements, work with a VA-Savvy agent, get pre-approved, consider multi-family properties, and leverage VA loan limits.

A lot of them have pre payment penalties, significant points, of course interest only etc.     

Right now I have one checking account, and a Individual brokerage account with most of my capital liquidated, Im debating If I should open a new account before I get Pre-approved, or wait until I buy a property to do so.

Does anyone have a pre-built spreadsheet available to run projections for the sale of a house? 

You should NOT "help" the seller in certain circumstances, no matter how pure, sincere and full of Godly intentions you are, if they are in foreclosure or pre-foreclosure and live in the state of MD.

NOI (pre-loan payment) 59K.

Pre-sale tickets start June 26, with general sales beginning June 28 at 10 a.m.

The kind of deal that was easy to find pre-covid might not exist right now, BUT a different kind of deal might be ripe for the picking.