In both cases we did 30 day non-renewals.

How are people buying multiple non owner occupied properties on fixed rate traditional 30y mortgages? 

There are plenty surrounding this home but it will take awhile to take the non licensed down.

Keep in mind the following: 1) If you don't have enough cash for the entire purchase in the TSP rollover to IRA, your financing options would be limited to a non-recourse loan.

There’s a separate kitchen and living space on each level, acting as a non-conforming up/down duplex. 

If not, then serve the non-renewal and prepare to turn the unit as efficiently as possible to reduce costs and vacancy.

Most every lender on this board can do both conventional, non-qm AND DSCR. 

Days wind down and now they have a (knee jerk) reaction and buy something non-optimal for a property just to avoid tax penalties.Had they been realistic starting out they would have had time to locate quality properties to buy instead of looking for a Unicorn.

You would have to line up carriers that accept LLCs on non-owner-occupied dwelling coverage.

Consider spending some time in these areas to get a feel for the market and see if you'd enjoy living there. you ever dealt with ground up non owner occupied construction loans?