Consultants, inspectors, and mentorsProperty managersAssistantsBookkeepers, accountants, and attorneysLandlords if you rent your office spaceYour business partners if you paid them (except if they were strictly lenders)Disclaimer about wholesalers: it is a controversial issue, with some of my colleagues claiming that wholesalers do not need 1099s.

I do not have a traditional W2 job so I can't pursue the typical conventional loan or a FHA since I don't have income (hence the DSCR route).However, I've seen that most DSCR lenders do not lend if the loan amount is less than $100K.

Lenders are always reminded to say "I'm not an attorney...." when they relay anything.

Are you asking for a lender for the lady selling her home?  

You should connect with a lender like @Jose Valdovinos who might be able to help you sort through this.

Hi Angus, A cash-out refinance is typically not considered a taxable event for businesses since the borrowed funds are regarded as liabilities owed to the lender.

I have my own properties throughout the area, and have worked with many contractors, PMs, lenders, insurers and attorneys that I can recommend.

I just completed a small subdivision myself - just a word of advice that if you do sell any of these you'll need a release of mortgage from your current lender to do so.

Hitting local meetups is smart—Tampa has a great investor community where you can connect with wholesalers and lenders.

Hey Jimmy, I'm not a lender but have a few good ones I can connect you with to discuss your options.