For example, you may only be able to refinance out 75% of your appraised value or 100% of what you paid as listed on your HUD, whichever is LOWER. 

My lender will only refi 65% of the purchase price/apprised value (whichever is less) if we own the property less than 1yr, and 80% LTV after 1yr of ownership.

Email and cell phone number below.Good luck! 

They can chose 1 of 2 services whichever is better for them? 

You can accelerate, brake and steer it in whichever direction you want to go.

Couldn't get a job to save my life for more than 3 months at a time and making $8-10 dollars an hour which just let me pay for my cell phone-- I couldn't even buy a car.

Looking into cheap markets is fine, but once you choose whichever market you want, don't buy the cheapest houses in that market!

Should pay you your 10% on 6 months or "due on sale". which ever is first.

The formal rule to this (and not every lender will do this - so your current lender may not do this at all) is that on a single family, investment property you can a loan of either your purchase price + closing costs (at the time of purchase) or 75% of the After Repair Value - whichever is LOWER.  

So don't really need to assign it (but you can have the seller sign a lease assignment form if you wish) Typically the seller gives the buyer a credit or just gives the buyer a check for the deposits, whichever way works fine.