I have been listening to their podcasts for some while now and finally pulled the trigger on joining the club.

Some lenders have clauses that could trigger the due-on-sale clause if they discover the ownership transfer.Seller Financing Terms: The seller financing terms seem favorable with 0% interest for the first 2 years.

Hey @Ben Lee, Firstly, removing Aunt A from the deed through a quitclaim deed could potentially trigger a reassessment for property tax purposes, as it involves a change in ownership.

Why cant I just pull the trigger, slap a tenant in there, and collect $$$ per month?

We do feel like we are throwing money away helping her with rent when we could be putting it towards an investment property instead, but there is always the fear of pulling the trigger on the first home that isn't your primary. 

At some point early on you will have to pull the trigger and have them do the work so they see that there is a symbiotic relationship.

Haven’t pulled the trigger on a refi just yet because, as stated, it makes no sense right now.

Then, if you could cut 30" out of the top elevation you would be in compliance. 

We didn't pull the trigger on LLC or bank account or anything till we had an accepted offer. 

My engineer did briefly mention to me this was a risk but felt comfortable defending our position based on our compliance with AASHTO and we never discussed again.