We used traditional residential financing and are prohibited by the terms of our mortgage from moving the properties into an LLC.

@James E.Hi James,I'm not a wholesaler... just an investor who has dealt with wholesale deals.My broad perspective is that wholesaling is a marketing job - where the wholesaler (on the surface) is trying to help a seller, but ultimately is trying to do that in a way that ends up costing the seller more money than it should have, had the seller taken more traditional means to achieve that sale.  

I have mostly seen investors use DSCR loans once they have tapped out all of the traditional methods.

Know how you'll repay the loan, whether by selling the property quickly or refinancing with a traditional mortgage.- Focus on the property's potential value.

How much term is left, strength of the tenant, rent escalators, rent/sq ft, etc.You also want to make sure you have a good understanding of the roof, parking lot, and mechanicals because in a traditional NNN lease, the landlord is reponsible for these items..and they can get expensive.

I know you can convert a traditional IRA to Roth by just paying tax on the amount converted, but no other ways to inject more money in there.

They are cash flowing better than traditional acquisitions and require less cash down to purchase.

I'm also having fits with traditional banks because the loan would be considered commercial.

The west coast markets have traditionally been appreciation markets, and if you are not forced to sell and can hold long term, risk diminishes.

Traditional loans through Fannie/Freddie/Jumbo lenders won't allow multiple ADU's on a property.