You don't need to call around to 10 places just go to someone that can explain things, will not skimp on coverage to save a couple bucks, and can shop around.

While that is a huge jump in deductible, my thinking is that we should avoid submitting any claims anyways since that would likely result in premiums being jacked up the following year or even droppage of coverage.

If your insurance coverage isn't enough, they could seize the LLC assets, but not your personal assets.Additional thoughts:1.

We're transitioning to a different model with Waivo now, where the guests pay a small fee for $1500 of coverage for damages. 

Some of those being sales tactics, MLS access, network for investing, market data, insider industry partner networking, obviously extra income to supplement your USAF income, helping fellow vets/servicemembers and any buyers/sellers at that, and not having to pay an agent when you are accumulating properties as well. 

Vacant Land:    - If no improvements: you may be able to extend coverage from a Homeowners or Business policy

Lots of the known companies such as CHUBB, Cincinnati and others are using their E&S companies that aren’t regulated but the state to offer coverages where they can.  

If a law suit is filed we are not relying on the LLC for any asset protection.We use an umbrella insurance coverage for our asset protection. 

Now you’ve got maximum LLC liability coverage along with Wyoming LLC privacy.  

They focus on golfers and supplement it with the beach atmosphere.