I'm not sure of what exactly, but something led me to start connecting with others here and do my best to actually stay active.

It's time to start the process as everyone else mentioned above.

While you're starting off, its not necessary.

If you feel confident in the tenants signing those long term leases, this is a slam dunk and you'll have a cash cow on your hands very quickly!

Really expedites the time it takes to reach FI when you can completely eliminate your housing payment and get into multis for such little down and start building equity/cash flow with each one.

Over time your Tampa investment will start to cash flow.

It’s a bit risky unless you’re sure you can replace the funds, but it could work for short-term needs.4.Roll into a 401(k) and Take a Loan: If you have access to a 401(k) plan (Or can start one for a business you run), you could roll your IRA into that plan and take a loan against it.

This is where I started as well, and then about 5 years later I was able to leave my W2.

If you ever want to connect, I'd be happy to do so and be of any assistance in getting you started on your future. 

There a handful that can do lower  than 620 at 50% LTV, however the rate will be very high My current score is around 670-680.