They are simply more sophisticated and have greater resources to conduct more thorough diligence. 

I did attempt this in 3 of my units, and all have failed despite the original premise being no problem.

Green is good yellow needs to be looked at and Red is there is something wrong.. you simply walk in and pick up a copy of it on the counter..

I am not here to save anybody, I am simply telling the youngster here's a hand up not a foot down.

STRs in their current form are simply big hotels, and legislation has been slow to catch up because in their original form they were more conducive to residence (someone crashing on your couch for $39/night).  

That, to me, sounds like an attempt to get small monies to fund other things, but will not enhance the other parts of your business.

This would include money normally budgeted for a traditional loan payment + money simply not needed (positive cash-flow).  

I thought it was simply the difference on percentage of appraised value (4% vs 6%).

You can simply offer a higher sale price to do that. 3.

The values they had before were based on rents that simply weren't sustainable.