Check with your state real estate governing body to find out what they require.  

keep building out your network and meeting people in the market you choose to invest in.Columbus, Ohio is a great market to consider if you're leaning towards appreciation.

Mainly because I have to pass inspection from the accrediting body prior to staring the business in the front portion of the building approx 3000 sqft.

In my area the appeals are heard in the middle of the year with the result of the appeal coming out in the fall so that the taxing bodies have the information for the following year's taxes. 

Thanks for your time :) -Ben, aspiring multifamily house hacker I input your assumptions into my model, but leaned less punitively.

I seem to be leaning to Penn Mutual, but I see they do not have a sales department; rather, I must first find a financial representative to perform the contract. 

Generally, a larger renovation budget tends to lean towards a non-Dutch repayment schedule.

Columbus, Ohio is a great market to consider if you're leaning towards appreciation.

I'm leaning towards buying new again and getting a warranty if it seems they will truly back it.

You may need to lean on other local real estate investors in the beginning.