My name is Dan Stone and I'm an artist working in Glendale on kids shows.I've spent the last two years educating myself in financial literacy, having dabbled with currency trading, micro investing and finally realizing that I'd rather not gamble for tens of dollars but actually learn how to use my money in a way that can see real gains.The last six months taught me just how -not very promising- a lot of financial products actually are.

I've heard rumblings of the blockchain (the technology behind cryptocurrencies) coming to real estate soon (as "smart contracts" that are less prone to fraud).My propensity to understand a wide amount of knowledge started with my parents.

It is going to be a financial literacy and leadership training program that has a crypto currency component attached to it.

You need some type of currency.

I left school, started a crypto-currency based trading app and failed. the unstable nature behind crypto's was too uncertain to succeed as an investment platform.

I used to be big in crypto.

Regardless of if you're investing in the stock market, real estate, precious metals, foreign currencies, etc, etc - if you're only expecting it to go up, you're missing part of the picture. 

I'm not 100% on this, so maybe some educated BP'ers can verify.Also, I believe another requirement is that the funds used for the acquisition and rehab must be capital gains from another investment of any asset class (stocks, bonds, RE, crypto, etc.).  

Is it the loan amount divided by the currency rate?

You buy some low, some high, over time real estate goes up (Past Performance isn't indicative of Future Performance...blah, etc.) but in general, our economy is driven by fiat currency and hard assets are good to hold.Some UW changes:-Less Leverage/More Equity Down-Higher Exit Caps-Less Rent Growth-Ensure a Discount to Replacement Cost-More Capital Reserves-Greater Focus on Sensitivity Analysis