I haven't done a HELOC recently, but when I did, they didn't care about the W2 since I already owned the home.

I took a few years out of work to take care and spend time with a family member whp passed, so I have only been working for a year now.

Be careful it does not go into default : mature as the fees pretty much typically double

Usually, tenants are receptive to the idea but I also wonder if tenants with a higher credit score care less about this feature than ones with a lower credit score who are actively working to rebuild their credit?

Be careful of the snakes in the grass.

If the change has occurred and buyers are now doing this, surprised not discussed more  You as the buyer is paying for the agents commission one way or another , either by a higher sales price , or by cutting a check to your agent . 

Perhaps the numbers will turn out to be much better, but I'd be careful to not let your personal love for the area lure you into an investment that you might someday loathe due to ill performance coupled with management headaches.

Probably depends on the location and part of town if neighbors care or notice. 

I know someone who ahd a loand written at 10% from years ago and now they said a state is requesting more info on the loan because it was above usury laws and they may have to cut a check back to that person.Let me guess, good old Pennsylvania? 

Easy to tell that he is authentic & cares about people.Casual Fridays REI.