Your biggest hurdle will be dealing with regulation red tape, and finding a place where it can be done.

In my view, the rules keep you from investing a sizable portion of your net worth on a lightly regulated investment marketplace.  

A more appropriate post would relate to raising money to buy real estate and not be so short sighted and focus solely on the meager amount of money it takes to put a property under contract.

Check for Superhosts in the area with high ratings and reach out to see if they’d be open to managing your property.When choosing a management company or co-host, make sure to:Compare fees (usually 10-20% of rental income for STR management).Check reviews or ask for references.Ensure they have good local knowledge and can handle STR regulations in Indy.If you need further assistance or advice, feel free to reach out.

I guess the follow up question that a lot of people have hinted at is what should the appropriate pay structure be?

Yes, market is volatile, interest rates are fluctuating, but the fact that we can't neglect is that banks are more regulated, lending practices are stricter, and the housing market is not based on a pile of risky mortgages. 

Hard to tell without knowing the place.Then you have to worry about changes to the regulations that could mean your place can't be rented short term.

This is highly regulated.

Hi Lance,Based on your query and the information provided, here's some guidance on renting out a primary residence and an ADU in Georgia:Legality and Zoning: ADUs are legal in many parts of Georgia, but regulations vary by location.

I make sure (1) the borrower has a 10-20% (or more) down payment of his OWN capital invested (2) I understand time value of money and use a realistic and appropriate interest rate to determine the actual value of the note I’m holding and (3) obtain a personal guarantee unless the entity purchasing the property has financial strength in its own right (4) the lien I hold is in 1st position.