I think long term future trends will continue to support affordable real estate markets. 

Someone that can come in with high % equity (maybe 1031) it would be great long term and short term cash flow with a lower loan amount.I’m in the realm where I can afford it not a big enough dent where my life is being changed at all really.

In my opinion, a more moderate quarter-point cut would have signaled confidence in the economy's underlying health.

Columbus is a solid market due to its high demand for affordable housing and relatively affordable property prices.

Birmingham is a great market for real estate investment right now—it offers solid rent-to-price ratios, affordable home prices, and consistent rental demand.If you’re thinking about investing in Birmingham, I can provide some helpful data and share insights about neighborhoods that align with your goals.

I personally like long term rentals, but it sounds like the numbers don't make sense and if you cant afford to or can't justify covering that much negative cash flow then another strategy is renting by the room, that works well if you have or can convert to at least 4 or 5 bedrooms. 

The massive influx of full-time residents to our market in the last 5 years has led to a shortage of affordable housing for renters. 

If you can find an affordable way to get a degree it should hopefully improve your earning potential.

If you cannot afford the monthly payment you are immediately removed from the platform.

And in return I think the health of the overall housing market will benefit as well.