The interest rate will adjust on the 5th anniversary to a rate equal to the 5-year FHLB Classic Advance Rate plus an interest spread of 2.50%.

I just "celebrated" my one year job-quitting anniversary.

The bathroom has modern gray on white vanity with drawers, walk-in shower & gray subway tile with shampoo and soap inserts...all this covered with a brush nickel frame shower door.

Then, we add dish soap to the water and put hot water in the sprayer. 

I'd definitely say you need to plan on additional expenses upfront such as: permitting fees, extra holding time if there are permitting issues, all the little things in the drawers and kitchen etc, hot tub, amenities such as toilet paper, spices, laundry detergent, dish soap, shampoo and conditioner etc. - stuff you need to restock and have on hand.

Celebrating my 1-year anniversary with My Automated Deals.

It would have been nice if she would have shopped for soap, TP, etc. but I preferred to be a little more hands on.

If they are celebrating an anniversary or a birthday, maybe leave something like a bottle of wine or a gift card to help celebrate the occasion.

Toilet paper, paper towels, sponges, soap.

Once you have the grease out of the porous surface (maybe use a surficant like dish soap with a scrub brush, and let it sit, then hose it off--a few times).Just my 2 cents.