However if this is purely investment (is no plans to move in after some time), you need to objectively do the math on your expected return given what you think price appreciation will be over the life of your ownership ( @Leo Kotschenreuther makes an excellent point) , weighting the risk of a downturn and your ability to continue to fund this investment, and compare that to using your 500k +2k/month to fund any other investment (Amazon stock, bonds, passive investment in a syndicated deal elsewhere.... ) We are holding our San Jose MF, but I've stopped looking for my next deal in silicon valley... property here is all priced for perfection (ultra low cap rates, neg cash flow, smells like 06-07!)

Eventually you might move out and rent the entire thing If it's purely a rental, you could buy and might break even, but can you handle a 10% rent contraction?

So as for whether you should build SFH to any one of these three is purely up to you.

You are now purely collection the fruits of all the trees you have planted and which are now fully grown.

If the interest rates were the same, paying the same total amount each month, either loan would be paid off at the exact same time.....interest charged each month is purely about the total outstanding principal, at that time.

For purely investment no, it is the same as trying to use fha

He was purely a word-of-mouth discovery.

I used to thought that the people and topics are purely US-based.

Gurus play on the uneducated, uninformed, naive and those desperate to make money, they are con artists, pure and simple!

Not schemy, demanding, critical, or preachy.The responses are pure gold.