my market is near the nation low in both evictions and delinquent rent even with very tenant friendly laws.  

Since these are high yield DEBT deals at 60% LTV or less on commercial property it’s a RELATIVELY low risk compared to value added or new build equity participations.  

You got only 4 bookings from Airbnb because your ranking is really low on Airbnb.

So unless im prepared to lawyer up 3k just to try and get some of it back the answer "just walk away from your deposits, im trustworthy" doesnt work for me.I have prepaid for work from big names, Lowes installs etc.

Focusing solely on numbers often leads to the purchase of low-quality properties.

Brandon Turner wrote a book for BP called Investing with Low or No Money Down - start with that.

I will follow the advice here to keep high deductibles and low premium and save the premium for any contingencies later.

Would this be an optimal win-win for risk reduction + tenant satisfaction?

Quote from @Arshiya Taami: Quote from @Brandon Croucier: You have 600,000 problems.Bridge lenders (HML) Want low LTV (65% Max Typically). 

I've even been discouraged while joining grant funded programs allegedly for "low income" buyers.