You are always going to be working off of lagging indicators, especially with a build that ties up your capital for 1-2+ years. 

If you're with a broker now have they indicated they might have other options or do they not communicate with you?

This discrepancy was not previously recognized by myself or the mortgage lender until I received correspondence from my lender indicating that the insurance policy holder's name must match the property owner, in this case, my Ilc.

That documentation will indicate your true role.

The Commerce Department reported this week that permits for single-family housing starts dropped to a five-month low, indicating a slowdown in future construction as well.Spring Thaw?

@Ryan RuncheyThe bookkeeping for this specific property will likely be difficult.This appears to be a househack as you purchased a personal residence but also have roommates to help with the rent.As a result, a portion of the expenses as they relate to the house are personal in nature and non-deductible.Items such as real estate taxes, mortgage interest, etc are all pro-rated.On-top of that you are doing the BRRRR which indicates that there is rehab involved.Portions of a rehab are currently deductible, capitalized or non-deductibleCurrently deductible - payment for an area of the home that is a tenant area.

If they are asking for a discounted rate, more than a LTR but less than your going rate, that seems to be a better indication they are real people.

I see B2  indicating bankruptcy  in their credit report as recently as April 2024.

Just because you don't call it "interest" doesn't mean it's an interest-free purchase.If they are incapable of getting financing through a bank, that indicates they are high-risk.

I indicated that would not be a problem.