To fund your next deal, explore conventional loans (15-25% down), FHA loans (3.5% down for house hacking), DSCR loans (based on rental income), or HELOC/cash-out refinance if you have equity.

I financed the deal with a conventional loan and bought down the rate from 7.75 to 6.25.

Your seller can complain years down the road that he was "tricked" and you will be thrown into a lawsuit and investigation.

@Felicia Vinces it sounds like you missed our Year End Live show and Podcast of "Real Estate Notes Show' where 2 15 year experience note investors break down what makes a note valuable.  

Are they going to start paying down that credit card debt, turn over a new leaf, and avoid bankruptcy for the next decade? 

You can allocate those proceeds any way you want - as equal down payments or buy one for cash and others with loans - It doesn't matter a bit as long as you use all of the cash and purchase at least as much as you sell. 

So actual benefit is hard to nail down until it's actually tested/required to provide protection in the event of a lawsuit. 

There are ups and downs with any property and there will always be variables with tenants, rents, repairs etc.

The SEC enforces strict guidelines on raising capital, and violating them can lead to hefty fines, investor lawsuits, and even criminal charges.Let’s break down some key takeaways from SEC Rule 506(b) of Regulation D and why you MUST have a Private Placement Memorandum (PPM) and Subscription Agreement in place.1.

It’s owning high quality assets within areas that have a high barrier to entry so that asset appreciates over time as you pay debt down.