I think other people seeing makes me feel accountable to post along with having it written out.

So don't feel bad, happens to us and not really for our fault :)

If he doesn't need the cash now, you could also negotiate a split you're comfortable with to get him the return you and he feel he should have at the point you refi when the balloon payment comes due. 

It's my first time to hear vacancy hacks and feel very excited about it.

@Nick Rivers, where do you feel you are coming up short?  

I feel like overall there is a lot of unknowns here for the reduction in interest rate to be worth the premium.

They’re requesting what feels like an unreasonable amount of information, and the demands keep escalating.So far, they’ve asked for:A video tour of my home officeCredit checks on me and my partnerCopies of the deeds for every property we ownA copy of my partner’s home lease and utility billsBusiness phone billsA signed letter from the bank verifying our accountsBank statementsHonestly, it feels more like qualifying for a loan than trying to become a customer.

Unfortunately I feel like a new roof is going to be pretty standard on the things I'm looking at so it might just have to get done on a regular basis.

However, having an experienced real estate agent or investor in your network analyze comps adds an extra layer of confidence.If you’re focusing on specific markets and ever want to discuss analyzing deals or strategies, feel free to connect, Our firm would love to help you! 

If you ever want to connect, discuss strategies, or get more tailored advice, feel free to reach out.