If you want to send me a DM I can send you a link to run an easy online quote

However, its downfall (and really what makes it so easy) is that it is a single-entry system. 

Something I forgot to mention is I’ve been in the house since 2017, so the 2/5 year rule shouldn’t matter.

I am researching if these would be good to hold and rent if we do end up with them or just do some easy rehab and flip them.

And if its commercial your not hamstrung with all the rules laws regs that buying owner occ paper has.So hopefully those considering these types of investments will look further than U tube and who the sponsor is and what is the reality of saving the collateral..

Example, buying a vacant lot from a neighbor and simply explaining that someone else will be on the contract in a few days is not easy.

Yes what appear to be simple easy jobs still take time , and we bill for time . 

I proved to them lending me their money was an easy way for them to profit themselves.

I'm not sure about the other rules at the moment. 

In my experience, finding cash-flowing deals on-market can be challenging here (1% rule can be hard to find) but not impossible.