For VT cabins, I also have family that have been running a million dollar set of log cabins by Killington in Vermont for over a decade.

Say we buy a property for $1 million, but we structure it so it's 0% down but a bank/note buyer is in place at closing to buy the note from the seller at 80% value so they walk away with 800k in cash. 

It will depend on the amount of security you are offering, the attractiveness of the interest rate, and your ability to raise cash, among other things.

It's not real sexy when you mention Tulsa, although the metrics may be better.These cities are still attractive for a lot of people to live, and attract jobs and investments from companies.

We are in the hard money lending business for commercial properties - with loan sizes from $500k to $5 million.  

BTW we’re talking several MILLION here not small chump change.

Deals with approved ADU plans are especially attractive because they offer a higher return and flexibility for future buyers, making it a prime investment opportunity.

Furnishings and decor to make it attractive to vacationers.

They have millions of slaves and indentured servants who make our I-phone 16's, and almost everything Americans buy at Wal-Mart and Costco, but still their stocks can't catch a sustained BID. 

If I had a million dollars, I'm not buying someting on the ocean down there.