Some info to help with the decision.I'll throw out some numbers but they're specific to South Mississippi. 

Here in Mississippi if you have three months rent, why wouldn't you buy? 

The top ten states that are also showing increasing house prices, are as follows in order behind New York: Washington, New Jersey, Kansas, Vermont, Maine, S.Dakota, Hawaii, Mississippi and Arkansas.

Trying to find out if anyone is close to Carriere, MS 39426?

I believe Mississippi does not have any late fee laws that I am aware of (it just goes by what is stated in the lease) - is that correct?

Sucks about the insurance, I'm sorry you have to deal with that, but it was pretty common in MS/LA after that flood.  

Once you've owned it long enough that it ought appear on tax returns, lenders go off of said tax returns, and "well Ms.

I have used other programs Quicken, MS Money, Excel, etc...

@Jarrett Duncan Mississippi Gulf Coast.

I am in Mississippi, thanks in advance