Your typical car payment being around 400-500 dollars a month for a nice truck or car.  

Some I've seen are land turned into truck yards for all the smaller contractors building everything.

In any event, even if the unforeseen monster does pop up (plumbing problem, foundation, mold etc) etc. 

., looks like a dump truck full of BS.  6% is their max interest rate???

Then you'll need many dump trucks full of dirt to fill the hole.

For close in neighborhood demographics, go to a few of the local Grocery stores and sit in the parking lot Friday night after dark, Saturday morning, and Sunday afternoon.Look at the people, and how they are dressed, look at their cars and trucks--guess their income level.

Why not try hiring a private detective to follow the kids home and then turn them into the Police (file a lawsuit against the parents, and a restraining order against the 14 year olds).You only need to find the home of one, and he will Rat Out the rest under the (perceived) "third Degree" questioning by the Police Officers.They might still throw rocks, but at least you can get a handle on it some what.Maybe a witch lives there, or a monster, or a ghost--who knows--it's kids..(???)

Hey that’s the special cookie recipe you need to make, and then your golden, I have similar issues, prices now are like a slot machine or like an auction, they are all complaining about supply and demand, I wonder if my contractors hire Chinese people and these people are stuck on a boat in Cali because all of the truck drivers are on strike?????

He sounds like one of those monsters that DVR a program, but doesn't skip through the commercials

Find a job...apply for section 8....move in with a friend or relative and split the housing and food cost...Go drive a wrecker truck not all are so choosy regarding your past.