People evaluate risk as if only 10-25, maybe 33 percent of their portfolio can get hampered at once.No, just no.

Still evaluating.

I got qualified for about $650,000 so I am trying to evaluate all my options.

@Jay Hinrichs has a website you should check out that is evaluating turnkey companies.

There is a "return of the overcharged premium" element, as the actual performance vs the expected/guaranteed performance is evaluated each year. 

HUD tenant's rent is under rented by $500 per month and HUD re-evaluated her unit and lowered the HUD payment by $7 per month.

Perhaps you can evaluate my plan below and poke holes in it.My thoughts are that it either takes a long time or real estate is just part of the story.

So, when you are underwriting an str purchase, much of the business should be evaluated separate from the real estate.

We feel very confident in our underwriting, but given the jump that we made from SFH to an apartment building, we want to ensure we're not missing steps in our DD/inspection plan.Here's our current plan:1) Have a general inspector complete a Property Condition Assessment.2) Have specialists complete an evaluation of the roof, electrical, foundation, and heat source (2 steam boilers).3) Review financials, all leases, existing service contracts, rent roll, tax assessment, rental certificate, and 12 months of work orders.Here's what I'm not sure about:1) Are there DD items (specifically those that we would request from the seller) that are not captured within #3 above that we should be requesting?

Each carrier will evaluate the property and determine what the cost will be and that's why each carrier has a different premium for the property with generally 85-90% of the coverages being the same.If you feel the dwelling is low see if they have a guaranteed home replacement endorsement that can be added or 150-200% dwelling coverage to truly protect yourself in the event of a total loss.The market is going to be like this until 2025 most likely so the easiest thing to do is raise your deductible without sacrificing coverage.