@Aaron Zimmerman you read my mind.

You're buying a business, so you need to read the financials. 

As you read these books, watch the BiggerPockets Rookie podcasts.

People don't read STR descriptions you see this alot with international properties where people expect US standards.

Everything I read says we have a housing shortage. 

That method will increase your ROE significantly more.Also read the BP book on BRRRR investing.

I’m not entirely sure what I’m doing but I care, seek council, and read to try to give my best effort.

If you read what I just described for someone else, you'll get a better idea of what I was talking about.  

From what I’ve read in The Economist, demand for “off-the-beaten-path” destinations has increased post-pandemic, as travelers seek quieter, less crowded areas.In my backyard, investors and homeowners alike are increasingly drawn to areas like Gilbert and Chandler due to their exceptional growth potential and quality of life.

Trying to read between the lines it sounds like you have a regular owner occupied homeowners policy in place on a rental property.