I used a conventional loan and was planning on transferring the deed over to my LLC. 

@Enrique Toledo  If the seller is firm at 10% down, you can always get a personal loan for that 10%. 

Hey @William Weston ALL llc and even C-Corp loans that I have done REQUIRE personal guarantee.

I've seen many investors get burned because they failed to understand their hard money loan terms/rates, even if they did acquire what should have been a home run deal. 

As for the decision, it's really tough for any of us to say without knowing your goals, your situation and the numbers on this particular house.

Try to get preapproved from a local loan broker or Co-op. 

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

We have around 20k in savings we’re hoping to do our first BRRR with using a FHA loan in the future.

You have an excellent jump start- the VA loan is such an amazing tool to get the ball rolling.

Let's me put numbers to it: Bought a STR for $400K, 20% down, 8% DSCR loan.