From my attorney to lenders, each played a vital role in navigating the complexities of the transaction.

If this MP is lower than the Calculated Maximum MP, the AP is too high, lower the Offer (asking Price) until the MP is equal to or less than the Maximum AP.  

As well, It would not be legal for your agent to pay you a commission.They will be wearing two hats in your proposed transaction; one as a passive investor sharing equally in the expenses and profits, and the second, as your real estate agent. 

I will point one thing,  2024-17 equals 2007.  

In my opinion too strong ambition is equal to too much stress, I still need to start sleep early at 8:30pm, I tell my boss if I were in your position, I can't sleep, and his health is very deteriorating, it's not worthed I guess depends on one ambition.b) How Real estate can affect health, in other thread I told one time that I have to fight squatter, this is the biggest stress in my life, because of this I would not invest in certain area.c) However, once I invested in Hawaii, my stress level went to zero LOL.

My CPA advised me to split the generic costs such as property tax and water bills equally between both units, which seems reasonable.

More debt equals more amortization of the loan. 

Currently, we are at 12.75% interest with 3 - 5 points on the loan origination end; we haven’t been able to locate any existing mortgage notes we can buy of similar quality with ROI even equal to that.  

Higher risk equals higher stress but higher rewards, faster.

Keep in mind that these preforeclosures are being hit up by everyone and their grandmother, so building trust and rapport is vital.