It is very easy to get a DSCR loan as a first time buyer.

As a general rule, I tend to vote against anything that favors rent control and will increase property taxes.

Is there any good rules of thumb to estimating the cost of a boiler?

It’s easy access to the other neighborhoods   Lots of potential development space for bars and restaurants   Lake effect brewing is dumping money into a brew pub.  

Is there an easy way to divide the basement up?

You’re still a teenager so it is easy to see all these “gurus” talk about how rich they are and how they don’t have to work – don’t fall into the trap.

Unfortunately, I do have a property in an HOA, which often comes with their own set of rules that you'd have to follow of course. 

Additionally, I expect applicants to follow instructions in the advertisement and application, to make and keep appointments, to show up on time for appointments, dress and behave appropriately at appointments, and in general demonstrate throughout the process that they are someone that is easy and pleasant to do business with.

I remodel making sure that future changes are easy.

Careful going outside state lines -- contract for deed is not allowed in Texas.I didn't think COD is illegal in Texas, just perhaps not recommended anymore, because it is difficult to comply with the rules or regulations.