A short back story is a long term friend and co worker and I have been talking for a year about getting in to rentals (his parents own 12).

Is it possible to add the insurance company as a cosigner?

Consider partnering with your parents to co-sign a mortgage or exploring creative financing options like FHA loans or private money lenders.

Is there anyone well versed in Colorado law that can answer a few questions before I consult with a lawyer?

Are you more interested in short term rentals (thinking about opportunities to co-host STRs)?

Allow 3 unrelated peopleWheat Ridge, Littleton and Commerce CityAllow 4Aurora, Golden, Northglenn, Thornton, WestministerAllow 5Castle Rock, Colorado Springs, Arvada, Lakewood & ParkerWhat's this mean for me?

My judgement is that I thought you couldn't do 1031 on personal residences but I'm not sure how you're classifying the co-op you've bought (most people that buy co-ops use it as primary residence). 

Good luck, I'm in CO if you land here!

Colorado landlords will no longer have free rein to refuse to renew their tenants’ leases under a measure passed last month by the state legislature and signed by the governor.

I find house-hack options Denver and Colorado Springs every week.