Looking for guidance on options. new builds aren't hard to finance and I would argue they are preferred to existing fix and flip loans, especially if you have experience. banks look at your experience, your builder's experience, loan structure, permits, etc you need to get an experienced builder familiar with advanced underwriting and negotiations with local, regional, and national lenders. in columbus we do ground up construction for clients at a 20% discount so they can BRRRR out of the new build with equity and we have pages and pages of data on what we build and why and it's all supported by market statistics. 

If you want to avoid partnerships, bring them as lending partners vs equity partners.This post does not create a CPA-Client relationship.

Out of curiosity, are you currently focusing more on expanding your short-term rental portfolio or on working with clients to grow theirs?

Here's a framework I’ve used with clients and in my own deals:Understand Your Total Investment:Break down your actual contributions: $40,000 from cash, $50,000 from the 401k loan, and any additional transaction costs.

And how far back in time would you consider someone a client?   

I have a lot of clients where I only get their DSCR business, but not their fix and flip. 

I give advice around this topic to clients every day and want to know if I'm missing something. 

Xero will work since I have clients that uses them and well I helped them convert to it.

I still have clients buying in Vegas, but it's not as common due to cashflows being hard to come by with the traditional 25% down financing.  

What I wrote above does not create an attorney/client relationship between us.