Also, my current "room mate" has expressed her interest in renting my primary residence entirely so I think that's a smart option. 

In your case, staying in Houston or exploring surrounding areas could be smart moves, but don't overlook other regions where new construction might be booming.Consider a Mix of Strategies:While your primary strategy is buy and hold, it could be worth looking into markets or property types that might give you better cash flow opportunities.

It's amazing to see the next generation take an interest in building wealth and understanding the power of smart investments from such a young age.

Very smart!

It's smart if you plan to hold the debt and can generate cashflow, like any other loan.

Your cleaner and your handyman should be more than sufficient if hiring smart!

You can program everything into the calendar and it syncs up to every computer, mobile device, etc.

I admire your willingness to take some steps and recognize that buying multiple properties and even markets is smart.

It's just not smart.

If They have an outstanding loan of $300k on a $400k property at 3% and they can auction it off for $330k, get their money back and lend it out at 6 or 7% that’s their smart play.